We empirically assess the impact of the EU roaming regulation on mobile operators' average revenues per user (ARPU) and …-level data we find that the regulation decreased mobile operator's revenues per user, while it had no impact on tariffs during … the latest phase of the regulation. …

-specific variables. Data on regulation, supervision and monitoring variables, and activity restrictions are from the most recent Bank … Regulation and Supervision Survey database conducted by the World Bank, published 2012. Besides these we incorporate bank size … evidence suggests that the link between capital regulation and banking efficiency is not robust enough to control for other …

states for the years from 2004 to 2012. The results show that the more effective previous broadband access regulation is, the …-linear manner. It appears that the approach of strict cost-based access regulation embedded in the EU regulatory framework is at …