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Consumption in the Great Recession : the financial distress channel

Athreya, Kartik B.; Mather, Ryan; Mustre-del-Río, José; … - 2019

Persistent link: https://www.econbiz.de/10012116562

Consumption in the Great Recession : the financial distress channel

Athreya, Kartik B.; Mather, Ryan; Mustre-del-Río, José; … - 2019

During the Great Recession, the collapse of consumption across the U.S. varied greatly but systematically with house-price declines. We find that financial distress among U.S. households amplified the sensitivity of consumption to house-price shocks. We uncover two essential facts: (1) the...

Persistent link: https://www.econbiz.de/10012137091

Foreclosure delay and consumer credit performance

Calem, Paul Seth; Jagtiani, Julapa; Lang, William W. - In: Journal of financial services research : JFSR 52 (2017) 3, pp. 225-251

Persistent link: https://www.econbiz.de/10011777457

Forced asset sales and the concentration of outstanding debt : evidence from the mortgage market

Favara, Giovanni; Giannetti, Mariassunta - In: The journal of finance : the journal of the American … 72 (2017) 3, pp. 1081-1118

Persistent link: https://www.econbiz.de/10011738596

The Role of Proximity in Foreclosure Externalities : Evidence from Condominiums

Fisher, Lynn M. - 2014

. A foreclosure in the same association and at the same address depresses the sale price by 2.5 percent, but properties in … property coming on the market and toward a physical externality as the source of measured foreclosure externalities …

Persistent link: https://www.econbiz.de/10012458584

Das Schuldenhaus : die globale Finanzkrise - warum der Konsument das Problem ist und nicht die Banken

Mian, Atif; Sufi, Amir - 2015

Die globale Finanz- und Wirtschaftskrise nahm in den USA ihren Anfang und stürzte in ihrer Folge nicht nur die Vereinigten Staaten, sondern auch das ohnehin verschuldete Europa in eine Wirtschaftskrise gigantischen Ausmasses. Acht Millionen Jobs gingen allein in den USA zwischen 2007 und 2009...

Persistent link: https://www.econbiz.de/10014009356

Bias in education disability accommodations

Druckman, James N.; Levy, Jeremy; Sands, Natalie - In: Economics of education review 85 (2021), pp. 1-22

Persistent link: https://www.econbiz.de/10013362235

The credit card debt puzzle : the role of preferences, credit risk, and financial literacy

Gorbachev, Olga; Luengo-Prado, Maria José - 2016 - This version: July 7, 2016

We use the 1979 National Longitudinal Survey of Youth to revisit what is termed the credit card debt puzzle: why consumers simultaneously co-hold high-interest credit card debt and lowinterest assets that could be used to pay down this debt. This dataset contains unique information on...

Persistent link: https://www.econbiz.de/10011516711

Insolvency after the 2005 bankruptcy reform

Albanesi, Stefania; Nosal, Jaromir - 2015

foreclosure. We find that the reform caused a permanent drop in the Chapter 7 bankruptcy rate relative to pre-reform levels, owing … increase in the rate of foreclosure. We find no evidence of a link between the decline in bankruptcy and a rise in the number …

Persistent link: https://www.econbiz.de/10010505950

The credit card debt puzzle : the role of preferences, credit risk, and financial literacy

Gorbachev, Olga; Luengo-Prado, Maria José - 2016

Persistent link: https://www.econbiz.de/10011575912