This study highlights the differences in performance of commercial banks operating in Pakistan in the context of credit portfolio management. Specifically, we look at their credit allocation policies and outcomes in the shape of nonperforming loans (NPLs). We categorize a sample of 34 banks into...

Purpose: The purpose of this paper is to investigate how Pakistani banks manage their portfolios (lending vs investment) when the economic indicators are not supportive. This study investigates three aspects of the banking system in Pakistan – prevalence of disintermediation, post-crisis...

This study investigates the risk and stability of banks using the sample of thirty commercial banks operating in Pakistan between 2008 and 2015 with regards to financial and ownership mode. This study investigates the data related to financial mode with regard to conventional and Islamic banks....

The primary purpose of this study was to conduct an exploratory and explanatory analysis to determine the impact of structural income on performance of the all commercial banks in Pakistan from 2008 to 2015. It aimed to establish the theory on dual impact of income diversification and ownership...

Around the globe, a number of researches are conducted to measure the X-efficiency of banking sector. The obvious reason is that economic growth, macroeconomic stability and expansion of monetary policy are directly dependent on banking sector performance and efficiency in any country (Berger &...

The purpose of this study is to analyze and evaluate the conventional and Islamic banking in Pakistan. For this study, sample of 19 conventional banks and 5 Islamic banks were selected. Camels approach is being used to evaluate the performance of both the conventional and Islamic banks. Ten...

This study aims to fulfill three main objective i.e. finding financial constraints using the model that suits Pakistani environment best, determining the impact of asset sales on investment for financially constrained firms and finally determining the impact of investment and asset sales on...

Recently Islamic banks are experiencing rapid growth in Islamic countries as well as non-Islamic countries. The profitability of the Islamic banks is based on the different instruments as a share of total financing. Mainly there are two categories of financing instruments are available, first is...

Purpose: Inquiring the role of Islamic and conventional banks regarding the core responsibility of lending is an established phenomenon. This chapter is based on key findings regarding dynamic changes in the structural mix of credit portfolios in Islamic banks and conventional banks of...