Purpose: Past research has generally associated organizational citizenship behavior (OCB) with positive individual and organizational outcomes, paying little attention to its possible costs for individuals. Drawing from the conservation of resource theory (COR), the purpose of this paper is to...

Purpose: Based on 9,281 firm-level survey data on micro, small and medium enterprises (MSMEs) in India, this study aims to investigate how access to different finance sources and collateral requirement facilitates the firm’s innovation activity across industries. Design/methodology/approach:...

Understanding and managing risks is one of the major challenges in finance discipline. Existing literature considers Value-at-Risk (VaR) as an effective statistical approach for risk management. An exhaustive literature review reveals that empirical evidences on VaR are mostly in the context of...

This paper analyze the trend in growth of interest Income, non-interest income and components of Non-interest income and find the determinants of bank specific correlation between interest income growth and non-interest income growth. The study is based on data for Public sector banks, Private...

Considering the fact that Reserve Bank of India (RBI) has put eleven Public sector Banks under Prompt Corrective Action (PCA) and planning to put three more, where Public sector banks constitute 68.9% of total Asset of Indian Banking Industry based on 2017 figures, this raises a genuine concern...

Modern portfolio theory claims that diversification into non-correlated or negatively correlated activities reduces the overall risk of a portfolio. Considering the total income of a bank as a portfolio of interest income and non-interest income, this paper investigates how the variability of...