An empirical study was conducted to determine the impact of different types of risk on the performance management of credit rating agencies (CRAs). The different types of risks were classified as operational, market, business, financial, and credit. All these five variables were analysed to...

This article aims to build through the collection of inputs from prior research, regulatory input and practitioner's experience, a comprehensive definition of risk.Risk is not measurable uncertainty nor volatility. Risk is a three part concept: (1) risk is the potential that events may have an...

Money has tremendous power; being under financial pressure such as from debt, for example, can be accompanied by emotional responses in people. Hence, the human emotional spectrum is a potential source of insight into, and also a means of monitoring, borrowers’ financial behavior. In fact,...

1. Managing risk to optimize performance -- 2. Managing the risks of disruptive events -- 3. Management systems approach -- 4. Getting started -- 5. Implementing the ANSI/ASIS.SPC.1 standard -- 6. Planning tools -- 7. Implementation tools -- 8. Evaluation tools -- 9. Maturity model -- 10. Case...