scores. Then, we regress cost efficiency scores on Lerner indices contingent on bank characteristics, market features and the … for the period 2001-2011. There is a two-step analytical procedure. First, we estimate Lerner indices and cost efficiency … with cost efficiency. Originality/value- Owing to data availability constraints, this is one of the few studies to test the …

interest margins. This study examines the connection between bank size and efficiency to understand whether that relationship …There is a growing body of evidence that interest rate spreads in Africa are higher for big banks compared to small …, more efficient, and unchallenged. In contrast, several studies found that when bank size increases beyond certain …

and traditional bank payments. I show that Big Tech's capacity for private money creation depends on the FinTech payment … market share, which determines users' tendency to convert FinTech money into bank money. The growing market share of FinTech …

The paper presents a survey of central bank digital currency (CBDC) adoption in African countries. Secondary data based … information about each country’s interest and efforts in issuing a central bank digital currency. The survey shows that 70 per … cent of African countries have not shown any interest in central bank digital currency. The West African region has the …

since its creation, the systematic treatment contains four parts, first a systematic discussion of how a central bank … central bank decision making in an environment in which financial stability is an essential precondition for reaching the … central bank's macroeconomic objective, e.g. price stability; finally, a discussion of the challenges for institution design …

reserves and lend to each other. Our systemic perspective points to these featuring dimensions of ongoing bank activity. Our … model considers bank activity process within each bank entity and across entities. Each bank keeps currency money in bank … deposits on behalf of other agents. But the bank activity is further characterised by the capacity or privilege to use these …