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students living in public housing communities where the program was offered to those living in communities where the program …
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Student loans schemes are in operation in more than seventy countries around the world. Most loans schemes benefit from sizeable built-in government subsidies and, in addition, are subject to repayment default and administrative costs that are not passed on to student borrowers. We probe two...
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This report updates and extends the previous IFS work to examine the consequences of these changes for graduates. In particular, we use a new model of graduate earnings and repayments and explore in more detail the pattern and size of loan repayments made, including by different types of graduates.
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state standards have varying impacts on university cohorts because universities differ in their shares of students from … largest for first generation and low income students at public universities. I show that these university-level impacts … how PFL mandates increase repayment. I find that mandated students are more knowledgeable about the federal financial aid …
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Student loans make up an increasing share of consumer debt in the U.S., particularly for younger borrowers. Research has shown that borrowers vary greatly in their ability to pay off their loans, and in how quickly they can do so. This Data Point provides a closer look at borrowers' use of...
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