students receiving BA/BS degrees in 1993. We estimate differences in these outcomes across individual/family background …

. When the insurance aspects of IDR are emphasized, students are significantly more likely to participate, while …. Emphasizing the insurance aspects of IDR has larger effects on students who anticipate a higher probability of not being employed … and/or low earnings at graduation. In contrast, when costs are emphasized, IDR take-up is uncorrelated with students …

. When the insurance aspects of IDR are emphasized, students are significantly more likely to participate, while …. Emphasizing the insurance aspects of IDR has larger effects on students who anticipate a higher probability of not being employed … and/or low earnings at graduation. In contrast, when costs are emphasized, IDR take-up is uncorrelated with students …

students receiving BA/BS degrees in 1993. We estimate differences in these outcomes across individual/family background …

Australian university students. The debt is collected on the basis of recorded incomes and, as a consequence, debtors living …