of the Danish mortgage finance system and compare and contrast it to the U.S. system. We also note characteristics of the … Danish model that may be of interest as the United States considers further mortgage finance reform. In particular, the … borrowers the option to repurchase their mortgage at the market price, mitigating "lock-in" effects. Danish mortgage …

We study the evolution of US mortgage credit supply during the COVID-19 pandemic. Although the mortgage market … guarantees and loans to the riskiest borrowers. Mortgage-backed securities purchases by the Federal Reserve also supported the …

evidence that CFPB oversight significantly reduces the overall volume of mortgage lending. However, we find some evidence of …

We study how intermediaries-mortgage servicers-shaped the implementation of mortgage forbearance during the COVID-19 … increased mortgage nonpayment but also reduced delinquencies outside of forbearance. Part of the liquidity from forbearance was …

Since the loan limit of a reverse mortgage is a major concern for the borrower as well as the lender, this paper … crucial determinants for reverse mortgage loan limits, such as initial housing price, expected housing price growth, house … asymmetry between lenders and elderly borrowers with respect to the beliefs on housing market risk. In reverse mortgage markets …

of such systems in providing certainty of title, and takes a tour through the mortgage foreclosure crisis to see where …

Homeowners hold a large part of their wealth in real estate and finance it with (recourse) mortgage debt. Mortgage … between overconfidence and the demand for mortgage insurance using an extensive survey dataset. We report that demand for …

Since the loan limit of a reverse mortgage is a major concern for the borrower as well as the lender, this paper … crucial determinants for reverse mortgage loan limits, such as initial housing price, expected housing price growth, house … mortgage lenders' informational advantage over reverse mortgage borrowers concerning housing market risk. In reverse mortgage …

Home Equity Conversion Mortgage (HECM) data seem to confirm two concerns about these federally insured loans offered to …