In Q2 2013, the monthly weighted average interest rate on ruble-denominated housing mortgage loans was no longer on the ….9% in March 2013. The volume of housing mortgage lending in Q2 2013 amounted to Rb 315.5bn, which is by 26.63% higher than … the volume of similar loans granted over Q2 2012. The share of outstanding ruble-denominated debt against housing mortgage …

In Q2 2015, housing mortgage loans (HML) totaling to Rb 242.53bn were originated which was 44.23% lower than the same … interest rates of the residential mortgage loans extended for purchasing accommodation in the new housing construction sector …

In 2014, the volume of housing mortgage lending (HML) in the Russian Federation continued to grow despite the … development of crisis phenomena in the Russian economy. The volume of housing mortgage credits (HMC) allotted in 2014 (Rb 1 …

homeownership. In this paper we use property-level data to estimate the effect of government mortgage guarantees on homeownership … government guarantees, but find no robust effect on homeownership. This finding suggests that government guarantees could be … considerably reduced with modest effects on homeownership, which is relevant for housing finance reform plans that propose to …

many mortgage lenders. Fixed-COFI mortgages may help some renters gain access to homeownership. These renters may be, for …The 30-year fixed-rate fully amortizing mortgage (or "traditional fixed-rate mortgage") was a substantial innovation … accumulation, many lenders require large down payments. Second, in each monthly mortgage payment, homeowners substantially …

greater chance of getting a mortgage to buy a home. As a result, the positive correlation between the homeownership and … search and matching model where trading frictions in the mortgage, housing and labour markets interact with each other …. Precisely, the employment status affects the probability to get a mortgage. In turn, the granting or not of the mortgage affects …

mortgage for strategic reasons, either because they are "underwater" or to preserve access to credit from other types of debt …-prime mortgage borrowers prioritize payments on their monthly mortgage over credit card debt obligations over a nine year period … to prioritize payments on mortgage debt over credit card payments. As of late 2008, in contrast, the similar consumers …

This paper studies a household's optimal demand for a reverse mortgage. These contracts allow homeowners to tap their … home equity to finance consumption needs. In stylized frameworks, we show that the decision to enter a reverse mortgage is … reduces the risky portfolio share and is more likely to enter a reverse mortgage. On the other hand, if there is a large drop …

most popular reverse mortgage product, the Home Equity Conversion Mortgage (HECM). Next, we study the relationship between …. More knowledgeable homeowners and those with peers who have a reverse mortgage express greater intention to use such a …