, discrimination through risk-based pricing, and negative externalities, where the least solvent borrowers are cross-subsidized by the …

deceitful and even fraudulent means, we consider it as a systemic issue: as a problem of social discrimination, where belonging … for which are monopoly power, where the consumer is locked in a bilateral credit relationship; discrimination through risk …

deceitful and even fraudulent means, we consider it as a systemic issue: as a problem of social discrimination, where belonging … for which are monopoly power, where the consumer is locked in a bilateral credit relationship; discrimination through risk … Problem: als ein Problem der sozialen Diskriminierung, bei dem die Zugehörigkeit zu einer statistisch diskriminierten Gruppe …

pandemic hastened the adoption of technology by traditional banks and opened new partnership opportunities for non-bank fintech … technology does not live up to its promise, the pandemic encouraged regulators to scrutinize banks' use of technology and bank …

satisfied by FinTech lenders more than by traditional and shadow banks. Although both FinTech and traditional bank lenders … increase mortgage availability, FinTech lenders are more expansive with the least restrictive credit standards and the lowest …

bank and a crowdlending platform and show that the entry of crowdlending can induce a switching effect as well as a credit …

this background, this paper examines how holdings of cryptocurrencies on a bank’s balance sheet would be treated under EU … International Financial Reporting Standards and the Bank Accounts Directive is explored. The analyses confirm that long …