the interest income of a hypothetical profit-maximis-ing Chinese bank with no credit quality problems. Taking the …

credit portfolio quality is the share of non-performing loans to the total credit portfolio. The consequences of an increased …

Non-performing loans (NPLs) are a burden for both lender and borrower; they contract credit supply, distort allocation … of credit, worsen market confidence and slow economic growth. So what is the best way to deal with them? This paper … while countries that experience an influx of fresh credit grow the fastest, the economies that actively seek to resolve NPLs …

bank-specific factors. The purpose of this study is to detect homogeneous credit risk groups by geographical locations … diversified investment strategies by reducing the overall risk of the credit portfolios …

In this paper, I examine the link between bank credit growth and non-performing loans in an economy with deflationary … bank credit growth and non-performing loans in a sample of 82 publicly listed commercial banks in Japan during the period … 1993-2013. I show that bank credit growth positively correlates with non-performing loans prior to the onset of the global …

Purpose - to analyse the main borrowing alternatives available to Lithuanian households and the credit market as a … macroeconomic environment for all the credit market segments is the same, the P2P segment is developing significantly faster. If … this trend remains unchanged, the whole credit market is likely to face challenges, such as the growth of overdue loans …

Union (EMU) banking sector. The paper's central hypothesis that capital adequacy of the EMU banking sector influenced credit …, the sub-hypothesis that higher capital adequacy resulted in negative credit growth was supported for the crisis period. We …

through diversification. In recent years, the development of markets for credit securitization and credit derivatives has … are quite severe. A potential successful application of credit securitization and credit derivatives for managing credit …Banks increasingly recognize the need to measure and manage the credit risk of their loans on a portfolio basis. We …