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An Analysis of Consumers Acceptance towards Usage of Digital Payment System, Fintech and CBDC
Jamader, Asik Rahaman; Das, Puja; Acharya, Biswaranjan - 2022
Consumers appear to still be sceptical about mobile payment systems. As a result, the theoretical framework proposed as well as evaluated in this study, concentrates on elements that influence customer behaviour towards the digital payment system, fintech and CBDC are accepted. The empirical...
Persistent link: https://www.econbiz.de/10014237976
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Consumers' payment preferences and banking digitalisation in the euro area
Meyer, Justus; Teppa, Federica - 2024
This paper contributes to understanding consumers' retail payment preferences and digitalisation in personal finances. We focus on the acceptance of cashless payments in everyday situations and the use of mobile banking apps in the euro area, where the payment services market has changed...
Persistent link: https://www.econbiz.de/10014490489
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Redefining financial inclusion for a digital age : implications for a central bank digital currency
Sutton-Lalani, Alexandra; Hernandez, Sebastian; … - 2023
Digitalization - the use of data, digital platforms and advanced analytics - has quickly become widespread in today's society. This has introduced new opportunities, but it has also created new barriers and exacerbated existing inequities. This is likewise true in the realm of payments, where...
Persistent link: https://www.econbiz.de/10014380432
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The role of public money in the digital age by
Rivadeneyra, Francisco; Hendry, Scott; García, Alejandro - 2024
A well-functioning monetary system is characterized by public and private forms of money that exchange at par as value flows freely between them. This is essential for efficient transacting and contracting in a market economy. A relevant retail public money - whether in the form of cash, a...
Persistent link: https://www.econbiz.de/10014577905
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Banking Goes Digital : The Adoption of FinTech Services by German Households
Jünger, Moritz - 2019
Germany is falling behind its peers in adopting new digital technologies and financial services offered by non-bank high-tech startups (e.g., FinTech). Using survey data, we analyze which FinTech services households are likely to adopt. Our results indicate that a household's level of trust and...
Persistent link: https://www.econbiz.de/10012889034
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FinTech in sub-Saharan Africa : what has worked well, and what hasn't
Yermack, David L. - 2018
Persistent link: https://www.econbiz.de/10011915260
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Rebalancing global demand
Butzen, P.; Melyn, W.; Vandevyvere, W. - In: Economic Review (2010) II, pp. 21-38
and tap domestic sources of growth. The authors examine the actual policy implications of this for the US, China and the …
Persistent link: https://www.econbiz.de/10009367072
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Financial Interdependence, Digitalization and Technological Rivalries : Perspectives on Future Cooperation and Integration in Sino-American Financial Systems
Linden, René W. H. van der; Łasak, Piotr - 2023
-- 3. China’s deepening integration into global financial markets: lessons from the US counterpart -- 4. Pre- and post …-pandemic Sino-US inbound and outbound investments -- 5. The rise and decline of China’s shadow banking subject to a deleveraging … deepening integration of China into global financial markets and its move from an indirect bank-based system towards a direct …
Persistent link: https://www.econbiz.de/10014281659
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Enterprise life cycle, financial technology and digital transformation of banks : evidence from China
Yongjie, Zhu - In: Australian economic papers 62 (2023) 3, pp. 486-500
Persistent link: https://www.econbiz.de/10014380853
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Fintech Credit Risk Assessment for SMEs : Evidence from China
Huang, Yiping; Zhang, Longmei; Li, Zhenhua; Qiu, Han; … - 2021
Promoting credit services to small and medium-size enterprises (SMEs) has been a perennial challenge for policy makers globally due to high information costs. Recent fintech developments may be able to mitigate this problem. By leveraging big data or digital footprints on existing platforms,...
Persistent link: https://www.econbiz.de/10013315099