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How do borrowers respond to improvements in a lender's ability to punish defaulters? We report the results of a randomized field experiment in rural Malawi that examines the impact of fingerprinting borrowers in a context where a unique identification system is absent. Fingerprinting allows the...
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and agricultural productivity using Ghana as a case study. Data were collected with structured questionnaire from 109 farm … borrowed households (GHc652.6). However, the yield productivity (cassava, maize and yam) of borrowed households is larger than … first improve agricultural productivity and this can be achieved by crop diversification. Access to credit will then help …
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