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Tenencia y uso de tarjetas de crédito en México : un análisis de los datos de la Encuesta Nacional de Ingresos y Gastos de los Hogares

Castellanos, Sara G. - In: El trimestre económico 77 (2010) 1, pp. 69-103

The authors analyze the data of credit card holding and usage in Mexico, through a sample selection model. They find … México mediante un modelo de selección de muestra. Encontran que aspectos del hogar como el ingreso, escolaridad del jefe del … sugiere que en México el uso de tarjetas de crédito se promover …

Persistent link: https://www.econbiz.de/10003955195

Bancarizing with credit cards : experimental evidence on interest rates and minimum payments elasticities for new clients

Seira, Enrique; Castellanos, Sara G.; Hernández, Diego … - 2015

We study the bancarization of marginal borrowers using credit cards and document that this process is difficult: default risk is substantial, returns heterogeneous, and account closings common. We also take advantage of a randomized control trial that varied interest rates and minimum payments...

Persistent link: https://www.econbiz.de/10011281263

Essays on empirical microeconomics

Seira, Enrique - 2007

Persistent link: https://www.econbiz.de/10009689760

Borrowing on the wrong credit card : evidence from Mexico

Ponce, Alejandro; Seira, Enrique; Zamarripa, Guillermo - 2014

representative sample of consumers with two homogeneous cards in Mexico. We find that relative prices are a very weak predictor of …

Persistent link: https://www.econbiz.de/10010363244

Are information disclosure mandates effective? : evidence from the credit card market

Elizondo Flores, Alan; Seira, Enrique - 2014

Consumer protection in financial markets in the form of information disclosure is high on governments agendas, despite the fact that the empirical evidence on its effectiveness is scarce. To measure the impact of Truth-in-Lending-Act-type disclosures on default and indebtedness, as well as of...

Persistent link: https://www.econbiz.de/10010402563

Evolucion de la calidad de los usuarios de tarjetas de credito en Mexico : un enfoque microeconomico

Negrin, Jose-Luis; Cerda, Clara de la - 2002

Persistent link: https://www.econbiz.de/10001679818

How Debit Cards Enable the Poor to Save More

Bachas, Pierre - 2017

We study an at-scale natural experiment in which debit cards are given to cash transfer recipients who already have a bank account. Using administrative account data and household surveys, we find that beneficiaries accumulate a savings stock equal to 2 percent of annual income after two years...

Persistent link: https://www.econbiz.de/10012960697