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A Chip Off the Old Block or a New Direction for Payment Card Security? The Law & Economics of the U.S. Transition to EMV

Cooper, James C. - 2019

Persistent link: https://www.econbiz.de/10012902177

Did the Target Data Breach Change Consumer Assessments of Payment Card Security?

Greene, Claire - 2016

Previous research has found that perceptions of payment security affect consumers' use of payment instruments. We test whether the Target data breach in 2013 was associated with a change in consumers' perceptions of the security of credit cards and debit cards and with subsequent changes in...

Persistent link: https://www.econbiz.de/10012985796

A Closer Look at Payment Cards

Johnsen, D. Bruce - 2016

This essay takes a closer look at the U.S. payment card system, primarily debit cards. I examine the bundle of transactional services this and other types of payment cards provide. My goal, in large part, is to assess the competitive effects of the debit card interchange fee cap under the Durbin...

Persistent link: https://www.econbiz.de/10012998338

Private Ordering in Light of the Law : Acheiving Consumer Protection through Payment Card Security Measures

Morse, Edward A. - 2012

A private ordering regime has developed within the payment card industry to define appropriate security practices and to monitor compliance by network participants. Market demands for trustworthy systems upon which consumers and merchants could rely provide incentives for security, which the...

Persistent link: https://www.econbiz.de/10013096668

The impact of microships on payment card fraud

Ardizzi, Guerino - In: The journal of financial market infrastructures 1 (2012) 2, pp. 25-44

Persistent link: https://www.econbiz.de/10010244993

Fraud, investments and liability regimes in payment platforms

Creti, Anna; Verdier, Marianne - In: International journal of industrial organization 35 (2014), pp. 84-93

Persistent link: https://www.econbiz.de/10010466599

Private Disordering : Payment Card Fraud Liability Rules

Levitin, Adam J. - 2011

This Article argues that private ordering of fraud loss liability in payment card systems is likely to be socially … the least cost avoider of fraud, but on the most price inelastic party, even if that party has little or no ability to … merchant pricing in order to expose the costs of participating in a payment system – which include fraud costs – to market …

Persistent link: https://www.econbiz.de/10013133820

Maintaining a Safe Environment for Payment Cards : Examining Evolving Threats Posed by Fraud

Herbst-Murphy, Susan - 2010

Fraud." The conference included panels representing four key constituencies: Issuers, consumers, merchants/acquirers, and … networks. The panelists addressed the nature of payment card fraud in the 21st century. This paper summarizes the highlights …

Persistent link: https://www.econbiz.de/10013148749

Frauds in banking system : frauds with cards and their associated services

Beju, Daniela-Georgeta; Făt, Codruța-Maria - In: Economic and financial crime, sustainability and good …, (pp. 31-52). 2023

Persistent link: https://www.econbiz.de/10014341083

Credit Cards and the Reverse Robin Hood Fallacy : Do Credit Card Rewards Really Steal from the Poor and Give to the Rich?

Zywicki, Todd J.; Sperry, Ben; Morris, Julian - 2021

This paper considers the evidence for and against the reverse Robin Hood hypothesis. Under the “reverse Robin Hood” hypothesis, credit-card companies rob from the poor users of cash and give to the rich users of credit cards. But there are problems with this story. Indeed, the reverse Robin...

Persistent link: https://www.econbiz.de/10013311045

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