of the bank …

their banks and impose rate premiums based on each bank's indigenous risk. With these reforms, some very costly …. -- Reforming FDIC insurance ; moral hazard ; market discipline ; bank risk pricing ; cost of funds to banks …

financial services, the number of U.S. bank branches has continued to increase steadily over time. Further, an increasing …") had lower bank-average deposits per branch and roughly equal volumes of small business loans per branch, but no reduction …, mid-sized branch networks had lower bank-average deposits and small business loan volume per branch, but had lower net …

of the implementation of explicit deposit insurance schemes for bank risk taking and market discipline. We show that the … explicit deposit insurance has strengthened market discipline. Moreover, we find that bank ownership (foreign vs. domestic …), institutional and legal factors, and resolution strategies adopted when the country has experienced banking crises impact bank risk …

countries during banking crises also impact bank risk and the effectiveness of market discipline. Our results indicate that …

countries during banking crises also impact bank risk and the effectiveness of market discipline. Our results indicate that …

government subsidies, effectively stabilize saving behavior and thus bank funding. The probability of an early deposit withdrawal … are informative regarding the bank liquidity regulations (Basel III) concerning the stability of deposits and the minimum …