Showing 41 - 50 of 147,713
This paper aims to examine the effect of conventional bank interest rates (CBIR), profit-sharing rates (PS), the level …). The sample comes from eight Islamic public banks registered in the Financial Services Authority (OJK) and Bank Indonesia … significance of tribal-level influence on conventional bank interest, profit-sharing growth rate, liquidity level and inflation …
Persistent link: https://www.econbiz.de/10012845584
We study the optimal joint design of prudential supervision and deposit guarantee regulations in a multi-country, integrated banking market, where policy-makers have preferences regarding profitability and stability of the banking sector. Non-coordinated policies will tend to yield too little...
Persistent link: https://www.econbiz.de/10013119693
In Nigeria, the banking industry has witnessed many upheavals over the years, which led to the collapse of quite a number of banks. Despite several effort by government to reposition the industry to improve its efficiency and achieve overall stability of the financial system in view of its...
Persistent link: https://www.econbiz.de/10013223701
This paper analyzes the potential effect of a European Central Bank Digital Currency (CBDC) on banks' profitability. We … deposits. Using quantile regression, we estimate the conditional profit distribution of a representative bank. We then …
Persistent link: https://www.econbiz.de/10014301416
The paper revisits the impact of uncertainty on the decision problem of a bank. The bank extends risky loans to private … is endogenized through an information system that conveys public signals about the return distribution of bank loans … raises expected bank profits, but may lead to a higher or lower expected loan volume. Moreover, higher transparency may …
Persistent link: https://www.econbiz.de/10009425842
Background: Banking is an important sector of Pakistan’s economy. It is general consideration that bank’s major … Pakistan in case of GDP and Bank’s credit or we can say that growth led Bank’s credit in Pakistan. Conclusions: Hence … Government and central bank should make policies by keeping this fact in consideration that bank’s two major activities that are …
Persistent link: https://www.econbiz.de/10011542400
Better customer service provisions by banks - such as more branches and ATMs, longer business hours, and more personalized services - help attract more core deposits and increase funding stickiness by raising depositors' switching costs and enhancing their loyalty. Funding stickiness from...
Persistent link: https://www.econbiz.de/10011413245
-denominated deposits and loans could increase financial fragility, create balance sheet problems and affect bank profitability. In … some macroeconomic and institutional variables, dollarization, as currency mismatch hypothesis suggests, depresses bank … performance and lowers bank profitability. Moreover, our results show that the effect of institutions more than offset the …
Persistent link: https://www.econbiz.de/10013132942
In this paper I revisit the debate on the impact of bank and market characteristics on the rigidity of retail bank … interest rates. Whereas existing research in this area has been exclusively concerned with static measures of bank and market … structure, I adopt a dynamic approach which explores the rigidity effects of the changes of bank and market structure generated …
Persistent link: https://www.econbiz.de/10013117584
This study investigates whether the composition of bank debt affects payout policy. We identify that information … the role of dividends as a costly and credible signal on the quality of bank assets. We also find that payout is …
Persistent link: https://www.econbiz.de/10013120464