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Anderson, Michael H.; Jackson, Raymond - In: Journal of economics & business 117 (2021), pp. 1-9

Persistent link: https://www.econbiz.de/10012807400

Liquidity Risk and the Credit Crunch of 2007-2008 : Evidence from Micro-Level Data on Mortgage Loan Applications

Antoniades, Adonis - 2014

important determinant of the contraction of credit in the mortgage market, but as separate from the precipitous fall in credit … to liquidity risk contracted their supply of credit more sharply. I contribute to the identification of this effect by … relying on the use of micro-level data on US mortgage loan applications, which allows me to identify liquidity risk as an …

Persistent link: https://www.econbiz.de/10013039970

VA Loans Outperform FHA Loans. Why? And What Can We Learn?

Goodman, Laurie S. - 2016

While Veterans Administration (VA) mortgages and Federal Housing Administration (FHA) mortgages are often lumped together as “government mortgages”, the programs have significant differences, as do the borrowers who use them. In addition, delinquency rates on VA loans have consistently been...

Persistent link: https://www.econbiz.de/10012991508

Strategic usefulness of ignorance : evidence from income smoothing via retained interest of securitized loans

Kilic, Emre; Lobo, Gerald J.; Ranasinghe, Tharindra; Yi, Lin - In: Review of quantitative finance and accounting 56 (2021) 1, pp. 245-272

Persistent link: https://www.econbiz.de/10012432667

The real effects of the bank lending channel

Jiménez, Gabriel; Mian, Atif; Peydró, José-Luis; … - In: Journal of monetary economics 115 (2020), pp. 162-179

Persistent link: https://www.econbiz.de/10012383688

Households rejecting loan offers from banks

Bai, Yiyi; Lu, Liping - In: Journal of banking & finance 119 (2020), pp. 1-15

Persistent link: https://www.econbiz.de/10012521184

Loan-to-value policy and housing finance : effects on constrained borrowers

Araujo, Douglas Kiarelly Godoy de; Barroso, João … - In: Journal of financial intermediation 42 (2020), pp. 1-10

Persistent link: https://www.econbiz.de/10012651661

Loss given default, loan seasoning and financial fragility : evidence from commercial real estate loans at failed banks

Ross, Emily Johnston; Shibut, Lynn - In: The journal of real estate finance and economics 63 (2021) 4, pp. 630-661

Persistent link: https://www.econbiz.de/10012653299

Consequences of Cov-Lite Loans

Demerjian, Peter R. - 2020

Recent years have seen a new trend in commercial bank lending—loans with no financial covenants. These covenant light, or cov-lite, loans raise concerns about excessive risk to lenders due to lack of monitoring. In this study, we examine the consequences of cov-lite loans. Focusing on rated,...

Persistent link: https://www.econbiz.de/10012835509

How repayments manipulate our perceptions about loan dynamics after a boom

Adalid, Ramón; Falagiarda, Matteo - In: Jahrbücher für Nationalökonomie und Statistik 240 (2020) 6, pp. 697-742

Persistent link: https://www.econbiz.de/10012301361