This article contends that although much research on the business value of IT focuses on firm-level impacts, studies have begun incorporating industry-level variables as explanatory factors of interest to offer better contextualized explanations for the differences in value firms obtained from...

To date, healthcare funding models have been limited to insurance, savings programs,and unreimbursed care, with insurance being the dominant model. However, many moderninsurance panels include deductibles which are fundamentally incompatible with the reality thatmany Americans live...