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COVID-19 Impact on Micro, Small, and Medium-Sized Enterprises under the Lockdown : Evidence from a Rapid Survey in the Philippines

Shinozaki, Shigehiro; Rao, Lakshman Nagraj - 2021

The novel coronavirus disease, COVID-19, has brought significant change to people’s lives and business activities nationally, regionally, and globally. The Philippines took swift action—including enhanced community quarantine (ECQ)—to contain the pandemic and launched an emergency subsidy...

Persistent link: https://www.econbiz.de/10013239019

Regulatory constraint and small business lending : do innovative peer-to-peer lenders have an advantage?

Hamarat, Çağlar; Broby, Daniel - In: Financial innovation : FIN 8 (2022), pp. 1-25

This paper investigates whether innovative Peer-to-Peer lending by FinTechs' has a regulatory advantage over the big banks in respect of small business lending. We do this through the lens of the regulations imposed by the Dodd-Frank Act, using a difference-in-difference methodology. The Act...

Persistent link: https://www.econbiz.de/10013368371

Self-Reporting Race in Small Business Loans : A Game-Theoretic Analysis of Evidence from PPP Loans in Durham, NC

García, Raffi E.; Darity, Jr., William A. - 2022

Using hand-collected race information of small business owners that concealed their race in Paycheck Protection Program applications, we find evidence that not disclosing race information in loan applications pays off significantly. Our results show that black-owned businesses that concealed...

Persistent link: https://www.econbiz.de/10013296549

The Value of Information in Competitive Markets : The Impact of Big Data on Small and Medium Enterprises

Galdon-Sanchez, Jose E.; Gil, Ricard; Uriz Uharte, Guillermo - 2022

In this paper, we empirically investigate how the performance and decision-making of small and medium-size enterprises (SMEs) change when gaining access to strategically valuable market information. To do so, we evaluate the impact of an unprecedented Big Data information-sharing service...

Persistent link: https://www.econbiz.de/10013296650

[Access to Bank Credit and SME Financing. (Case of Kosovo) Paper Title]

Nure, Gazmend - 2021

conclusions for the Kosovo financial system and policymakers to implement SME support and policies …

Persistent link: https://www.econbiz.de/10013236424

Environmental Assurance, Gender, and Access to Finance : Evidence from SMEs

Zhang, Dengjun; Hewa Wellalage, Nirosha; Fernandez, Viviana - 2022

When confronting credit constraints, female-led or -owned firms may adopt environmental assurances to increase access to credit. However, this depends on how financial institutions integrate gender diversity and environmental risk into the rating phase of their credit management system. This...

Persistent link: https://www.econbiz.de/10013492145

Piercing Through Opacity : Relationships and Credit Card Lending to Consumers and Small Businesses During Normal Times and the Covid-19 Crisis

Berger, Allen N.; Bouwman, Christa; Norden, Lars; … - 2022

We investigate bank relationships in a rarely considered context – consumer and small business credit cards. Using over one million accounts, we find during normal times, consumer relationship customers enjoy relatively favorable credit terms, consistent with the bright side of relationships,...

Persistent link: https://www.econbiz.de/10013405511

Un-Used Bank Capital Buffers and Credit Supply Shocks at SMEs During the Pandemic

Berrospide, Jose M.; Gupta, Arun; Seay, Matthew P. - 2021

Did banks curb lending to creditworthy small and mid-sized enterprises (SME) during the COVID-19 pandemic? Sitting on …. Using a novel set of confidential loan level data that includes private SME firms, we show that "buffer-constrained" banks … (those entering the pandemic with capital ratios close to this regulatory buffer region) reduced loan commitments to SME …

Persistent link: https://www.econbiz.de/10013219081

The Russian invasion of Ukraine and its impact on digitalized small firms in Central and West Asia : evidence from rapid surveys

Shinozaki, Shigehiro - 2023

The Russian invasion of Ukraine disrupted a V-shaped economic post-pandemic recovery in Central and West Asia. It affected global supply chains and slowed the region's growth momentum while adding inflationary pressures. Private businesses were adversely affected by the impact of the invasion...

Persistent link: https://www.econbiz.de/10014251125

The effect of credit composition on entrepreneurship

Aghdam, Ali Nassiri; Behdarvand, Shahin; Sheshdeh, … - In: Latin American journal of central banking : LAJCB 4 (2023) 4, pp. 1-21

In this study, we aim to assess the relevance of credit composition to entrepreneurship empirically in light of the Schumpeterian perspective. The results of such an analysis can imply whether central banks should continue with the so-called neutrality principle or undertake an active credit...

Persistent link: https://www.econbiz.de/10014496880