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Essays on quantitative macroeconomics of default

Higurashi, Masaki - 2012

Persistent link: https://www.econbiz.de/10011818553

The Effect of Bankruptcy (Homestead) Exemption Levels on Access to Credit : Evidence from a US Panel

Scheelings, Richard - 2008

State and federal bankruptcy laws make exemptions for the family home in personal bankruptcy proceedings. There is considerable heterogeneity across the states in the level of this exemption, and those levels have changed reasonably often since 1978. While exemptions protect debtors ex post...

Persistent link: https://www.econbiz.de/10014220534

The Anatomy of U.S. Personal Bankruptcy Under Chapter 13

Eraslan, Hulya; Li, Wenli; Sarte, Pierre-Daniel G. - 2019

By compiling a novel data set from bankruptcy court dockets recorded in Delaware between 2001 and 2002, the authors build and estimate a structural model of Chapter 13 bankruptcy. This allows them to quantify how key debtor characteristics, including whether they are experiencing bankruptcy for...

Persistent link: https://www.econbiz.de/10014222419

Insurance or deliberate use of the bankruptcy law for financial gain? : testing for heterogeneous filing behaviors in the United States

Gan, Li; Hernandez, Manuel A.; Zhang, Shuoxun - In: Economic modelling 105 (2021), pp. 1-13

Persistent link: https://www.econbiz.de/10013367309

Credit counselling and debt management services in the United States

Park, Gyeongmin - 2023

This scoping paper outlines credit counselling and debt management structures in the United States and their effectiveness in improving consumers' financial management status. First, various public and private credit counselling systems are explained with a focus on each institution's roles and...

Persistent link: https://www.econbiz.de/10013541894

Why do borrowers default on mortgages?

Ganong, Peter; Noel, Pascal - In: The quarterly journal of economics 138 (2023) 2, pp. 1001-1065

Persistent link: https://www.econbiz.de/10014319796

Debt's Dominion : A History of Bankruptcy Law in America

Skeel, David A. Jr - 2002

Bankruptcy in America, in stark contrast to its status in most other countries, typically signifies not a debtor's last gasp but an opportunity to catch one's breath and recoup. Why has the nation's legal system evolved to allow both corporate and individual debtors greater control over their...

Persistent link: https://www.econbiz.de/10014488603

Macroeconomic determinants of loan defaults : evidence from the U.S. peer-to-peer lending market

Nigmonov, Asror; Shams, Syed; Alam, Khorshed - In: Research in international business and finance 59 (2022), pp. 1-13

Persistent link: https://www.econbiz.de/10013402072

Insolvency frameworks and private debt : an empirical investigation

Consolo, Agostino; Malfa, Federica; Pierluigi, Beatrice - 2018

This paper presents new evidence on the importance of insolvency frameworks for private sector debt deleveraging and … for the resolution of non-performing loans (NPL). We construct an aggregate insolvency framework index (IFI), which is …, our results indicate that better insolvency frameworks lead to faster NPL reductions and to lower NPL increases during …

Persistent link: https://www.econbiz.de/10011921438

Law on bankruptcy of enterprises 2004 : recommendations in terms of bankruptcy of banks

Nguyen, Tuyet Duong; Tran Van Anh; Nguyen, Huu Giap - In: Vietnam's socio-economic development : a social science … 75 (2013), pp. 36-48

Persistent link: https://www.econbiz.de/10010236153