. I show that when the bank has an informational advantage over the regulator, designing risk-sensitive banking regulation … gives rise to a trade-off: relying on the banking market for information to refine regulation improves bank risk-taking but …Banking is risky and prone to failure. Yet banking regulation is surprisingly not all that risk-sensitive in practice …

. I show that when the bank has an informational advantage over the regulator, designing risk-sensitive banking regulation … gives rise to a trade-off: relying on the banking market for information to refine regulation improves bank risk-taking but …Banking is risky and prone to failure. Yet banking regulation is surprisingly not all that risk-sensitive in practice …

-based informal co- and self-regulation through domestic (gentlemen's) agreements underpinned West German bank internationalisation …Current theories of financial regulation suggest expanding rules-based formal state intervention to promote … regulation, drawing on unused primary sources: Coalitions between the German regulating and regulated actors were bolstered by a …

An important question in banking is how strict supervision affects bank lending and in turn local business activity … the thrift regulator (OTS) to analyze economic links between strict supervision, bank lending and business activity. We … capital but can also correct deficiencies in bank management and lending practices, leading to more lending and a reallocation …

We study the pricing of deposit accounts following a regulation that capped debit card interchange fees in the United …

This study investigates the implications of cross-country differences in banking regulation and supervision for the … international subsidiary locations and risk of U.S. bank holding companies (BHCs). We find that U.S. BHCs are more likely to operate … subsidiaries in countries with weaker regulation and supervision and that such location decisions are associated with elevated BHC …

regulation, recovery and resolution, and risk culture. …

This paper empirically examines how banks' dividend policy, the institutional environment, and banking regulation … regulation varies for crisis and noncrisis years. The estimation results reveal that banks' dividend policy influences positively … banks' profitability, whereas higher levels of the institutional environment or stricter banking regulation reduces banks …

system of capital regulation that addresses these needs by making changes to all three pillars of bank regulation: only …Despite revisions to bank capital standards, fundamental shortcomings remain: the rules for setting capital …

bank's solvency position: Low solvency banks report values of Tier 1 regulatory capital that exceed book equity. These …. The decreasing relationship between regulatory adjustments and bank solvency reflects the cost of deleveraging, a cost …