We examine the economic consequences of a rule designed to improve consumers' understanding of mortgage information … less attractive to lenders as an investment opportunity. Our main results document that mortgage applications affected by … into the potential channels through which this reduction in mortgage credit operates. We also find that banks partially …

mortgage to small business lending after the crisis. These findings suggest that stricter supervision operates not only through …

evidence that CFPB oversight significantly reduces the overall volume of mortgage lending. However, we find some evidence of …

publication. We use unique data covering the population of all mortgage transactions in the UK complemented with regulatory risk …

We evaluate the impact of mortgage regulation on credit volumes, household balance sheets and the reaction to adverse … information from official tax records, we identify causal effects of mortgage loan-to-value (LTV) limits. Our results show that … illustrate this further by documenting that households affected by the regulation are more likely to sell their home when …

regulation, recovery and resolution, and risk culture. …