This paper investigates how credit information sharing affects corporate trade credit. Utilizing the difference …-in-difference method, we find that infra-marginal bank borrowers significantly reduce their trade credit after the introduction of the … Chinese National Enterprise Credit Information Publicity System (NECIPS), a groundbreaking public credit registry in China …

traditional loan pricing model, this new proposed one, requiring lower loan interest rates from customers with higher credit … rating, while higher loan interest rates from customers with lower credit rating, could thus be able to provide higher risk …

Over the past decade, as a result of rapid growth of the loan portfolio and the financial crisis, importance of credit … process by various researchers and financial market participants. New regulations forced commercial banks to improve credit … value ratio, credit history and borrower's type (whether borrower receives income in that bank). Average prediction accuracy …

The study aims to investigate the impact of credit growth on the Maastricht criteria targeting process in the new … to maintain credit growth levels close to economic growth potential. …

-off in situations with many alternative lenders (booms) and with few alternative lenders (credit crises), and explains how … the results depend on factors such as the severity of a credit crisis, the strength of the firm-bank relationship and the …

stressed credit markets and confirms their superior performance in explaining the behavior of Credit Default Swap rates for the …

question, we identify the compositional changes in banks' supply of credit using the variation in their holdings of residential …

question, we identify the compositional changes in banks' supply of credit using the variation in their holdings of residential …

the importance of bank behavior for distinguishing between good and bad credit growth. We find that loans originated near … higher credit risk are loan-to-value ratios and interest rates, especially when coupled with variable rate contracts …