. For this group, the elasticity of retirement savings to the tax incentive is quite high: a one-dollar increase in the tax …

retirement savings and income should be addressed through a range of policy and budgetary changes. In particular, it advocates re …

tested age pension in Australia. Superannuation savings benefit from concessional treatment in Australia's tax system by … more neutral and fair in both savings and drawdown phases. We conclude that a more coherent retirement tax and transfer … tax and transfer treatment of retirement savings should be aligned with the treatment of savings in general …

We evaluate retirement savings adequacy using a large panel of U.S. workers with a 401(k) account. We model medical …

We investigate the optimal savings decisions for investors with access to pre-tax (traditional) and post-tax (Roth …

Tax-deferred retirement (TDR) plans, including Simplified Employee Pensions, Savings Incentive Match Plan for Employees … retirement savings among the self-employed. The Survey of Consumer Finances was used to determine if families with a self …-employed worker who uses savings rules are more likely to contribute to TDR saving accounts. The analysis reveals savings rules have a …

, workplace pensions, and personal savings. As the prevalence of defined benefit pensions has diminished in recent decades, the … importance of personal savings has grown. To enable and encourage saving among lower-income Americans, policymakers have …

This article contends that Americans are invested in the tax incentives for retirement savings but do not take full … advantage of them. It then suggests changes to the tax-preferred retirement savings options based on successful models, from … Canada and the United Kingdom …