to have mandatory pension schemes and do not compensate for the lack thereof via voluntary private savings. However …, mandatory contributions come at the cost of lower consumption and non-retirement savings during working years. This follows from …

2020. Other research finds that confusion over rules or satisfying savings needs at work may explain lack of contributions …

assets behind at the former employer, wanting to preserve the tax treatment of the savings, and wanting to consolidate assets …

savings. We document that retirement-related financial advice is associated with an increase in tax-exempt retirement accounts …

We analyse the investment performance of a large sample of individuals investing in discretionary retirement savings … reflecting the consequence of their trading behaviours and effectiveness in accumulating retirement savings. It is of particular … interest to policy makers given the tax concessions that retirement savings attract in the expectation that successfully …

countries, but understanding of more advanced financial concepts is lower. Similarly, savings accounts are held by most people …