This paper is a contribution to ‘interest groups theory of financial development' based debate that trade- and capital … decrease in average bank net interest margins, an increase in average bank gross loan ratios and a decrease in average bank … insolvency risk. We find limited support for the role of capital-openness however. For bank net interest margins, we find that …

We decompose the change in banks' net interest margin into a change in market-wide bank rates and a change in the … down into different maturities, creditors and borrowers and degrees of liquidity are as follows: (i) Changes in bank rates …-sheet compositions. (ii) Changes in bank rates and changes in balance-sheet compositions affect the change in the net interest margin …

explained better by a bank's current balance sheet composition, the longer the forecast horizon. The opposite holds for banks …

interest margin (NIM) and its components, retail lending and retail deposit rates. Using two proprietary bank-level data sets …

bank's net interest margin, where this shock consists not only of a level shift, but also of a change in the steepness of … the term structure. Our simplified model can replicate stylized features of different bank business models.The outcome of … our parsimonious model for a bank's interest business is broadly in line with the results of a quantitative survey among …

We decompose the change in banks' net interest margin into a change in market-wide bank rates and a change in the … down into different maturities, creditors and borrowers and degrees of liquidity are as follows: (i) Changes in bank rates …-sheet compositions. (ii) Changes in bank rates and changes in balance-sheet compositions affect the change in the net interest margin …

transformation seem to account for a much smaller share (about 20%) of the median bank’s net interest margin. …

We decompose the change in banks' net interest margin into a change in market-wide bank rates and a change in balance …-sheet composition. The usefulness of this decomposition is illustrated for a detailed data set of German bank balance sheets, broken …) Changes in market-wide bank rates have a much higher explanatory power for net interest margins than changes in balance sheet …