This study examines the differences in household financial risk tolerance across the Eurozone countries and over time …. Using the HFCS data, household subjective financial risk tolerance, stock ownership, and mutual fund ownership are all found … risk tolerance. In a strictly balanced German PHF, the changes in household's willingness to take financial risk over time …

change on household credit risk, we conducted CAWI interviews with 1,006 borrowers residing in different Polish voivodeships …This paper aims to assess the level of credit risk (from the perspective of default risk) among Polish households …' credit risk and exposes banks to losses. However, we find that households underestimate the credit risk that could arise from …

activities than their younger counterparts. Generally, the results reveal that the household whose age is relatively small should … head of the household is the enabling factor for the household to borrow due to the financial literacy awareness one can … derive from education. The income level of the household is also considered as the determining factor of the household …

productivity was the shock that initiated the household debt boom and bust. The credit supply view is supported by four facts … in aggregate household debt. Fourth, the default crisis was driven mainly by lower credit score individuals. The view … that credit played only a passive role in explaining the rise in household debt and the subsequent default crisis is …

productivity was the shock that initiated the household debt boom and bust. The credit supply view is supported by four facts … in aggregate household debt. Fourth, the default crisis was driven mainly by lower credit score individuals. The view … that credit played only a passive role in explaining the rise in household debt and the subsequent default crisis is …

play in this respect focuses on corporate loans rather than on household credit. The improvement of financing conditions … stimulate household credit, in particular consumer loans. Nevertheless, in order to avoid past mistakes, regulators should … continue to develop a framework where consumer loans (and by extension household credit) contributes to the economy in a …