government backing of the mortgage market. Nonetheless, the dominance of the crown corporation CMHC in the mortgage insurance … market concentrates a significant amount of risk in public finances. Improving competitive conditions in the mortgage …

mutual ownership of the GSEs by mortgage originators; and (3) an opposing plan from Mark Calabria, arguing against …

We show that a contraction of mortgage supply after the Great Recession has increased housing rents. Our empirical …

Prior to an increase in the guaranty cap offered to mortgage lenders through the VA Home Loan program, I document …

of the Danish mortgage finance system and compare and contrast it to the U.S. system. We also note characteristics of the … Danish model that may be of interest as the United States considers further mortgage finance reform. In particular, the … borrowers the option to repurchase their mortgage at the market price, mitigating "lock-in" effects. Danish mortgage …

In 2009, the Obama Administration created a program intended to prevent home mortgage foreclosures by allowing … denials of mortgage modifications.This article advances an argument that has not been made in litigation or commentary: that …

The Economic Stimulus Act of 2008 dramatically but temporarily increased the mortgage loan amount eligible for … source of exogenous variation in the availability of FHA insurance to measure the impact on the overall mortgage market and … between loan products and small net impact on the overall mortgage market when the ESA loan limits expired may be explained by …

The 30-year fixed-rate fully amortizing mortgage (or "traditional fixed-rate mortgage") was a substantial innovation … accumulation, many lenders require large down payments. Second, in each monthly mortgage payment, homeowners substantially …. To resolve these three flaws, we propose a new fixed-rate mortgage, called the Fixed-Payment-COFI mortgage (or "Fixed …