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We examine the impact of bank competition on the industrial structure using a city-industry level dataset during 2005 …-2009 in China. We find that bank competition increases the number of firms per capita and decreases average firm size in … industries with higher external financial dependence. Bank competition affects industrial structure through increasing the …
Persistent link: https://www.econbiz.de/10012897641
The paper analyzes the relationship between bank competition and stability, with a specific focus on the Middle East … and North Africa. Price competition has a positive effect on bank liquidity, as it induces self-discipline incentives on … banks for the choice of bank funding sources and for the holding of liquid assets. On the other hand, price competition may …
Persistent link: https://www.econbiz.de/10013011203
This paper analyzes the monthly evolution of bank competition in Mexico from 2008 to 2019 using different measures …. Subsequently, we analyze whether the 2014 financial reform had an effect on some of our competition measures. We use ordinary and … supporting the idea that the reform had a positive average effect and increased banks competition intensity during a few years …
Persistent link: https://www.econbiz.de/10012584137
, while the traditional view suggests imposing restrictions on bank activities in order to restrain competition, our analysis …Empirical studies provide evidence that bank capital ratios exceed regulatory requirements. But why do banks maintain … theories suggesting that competition incentivizes banks to maintain higher capital ratios. These theories also predict that …
Persistent link: https://www.econbiz.de/10013146163
regulation and Europeanisation of supervision, however, -so far neglecting differences in risk profiles and bank sizes …-Anwendungen vorhandene Bank- und Finanzdienstleistungen ergänzen, aber nicht ersetzen werden. Wir warnen jedoch vor bestehenden …
Persistent link: https://www.econbiz.de/10012153544
This paper analyzes the monthly evolution of bank competition in Mexico from 2008 to 2019 using different measures …. Subsequently, we analyze whether the 2014 financial reform had an effect on some of our competition measures. We use ordinary and … supporting the idea that the reform had a positive average effect and increased banks competition intensity during a few years …
Persistent link: https://www.econbiz.de/10014236496
This paper examines whether Asian banks are still prone to moral hazard in the aftermath of the 1997 Asian crisis. Using a sample of commercial banks from 12 Asian countries during the 2001-2007 period,our empirical findings highlight that greater market power in the banking market results in...
Persistent link: https://www.econbiz.de/10013112105
deposit customers. In the past, bank regulation has often been blamed for undermining competition and the functioning of … derived from imperfect competition in markets for financial services is implied, which banks exercise vis-à-vis their loan and … tries to shed some light on the historical development and current state of bank regulation in Germany. In so doing, it …
Persistent link: https://www.econbiz.de/10009765356
-out guarantee. The reason is that the prospect of a bail-out induces the rotected bank to expand, thereby intensifying competition … in the deposit market and depressing other banks' margins. In contrast, the effects on the protected bank's risk taking …
Persistent link: https://www.econbiz.de/10010361991
We analyze the relationship between bank size and risk-taking under the New Basel Capital Accord. Using a model with … imperfect competition and moral hazard, we show that the introduction of an internal ratings based (IRB) approach improves upon … a competitive advantage and, due to fiercer competition, pushes smaller banks to take higher risks. This may even lead …
Persistent link: https://www.econbiz.de/10010366524