systemic risk caused by the developing gap between the growth of household indebtedness and the growth in real estate prices …. The paper recapitulates the main factors of the growth rate of household indebtedness and the extent to which the adopted …

faced by consumers. We use the structure of an economy with collateralized household debt and housing markets to develop and …

This paper compares the survey results on savings deposits and estimates on total financial assets from the Household … Finance and Consumption Survey (HFCS) in Austria with administrative records from the national accounts for the household …

This paper presents a novel estimate of the Indian household balance sheet (HBS) starting from 1970/71 to 2017/18 and … studies the evolution of Indian household finance in an international context. Comparative analysis suggests that the Global … household sector reveals that India is presently facing what may be called a five balance sheet challenge - critical HBS …

which competitive dynamics drive the demand for credit, which is a missing link in the explanation for the rise of household …

Portugal, has witnessed a dramatic indebtedness increase among household. Our objective is to examine the reasons for this …

This paper uses representative individual household data from Luxembourg to evaluate how severe economic conditions … could affect bank exposure to the household sector. Information on household income, expenses and liquid assets are used to … calculate household-specific probabilities of default (PD), aggregate bank exposure at default (EAD) and aggregate bank loss …

document substantial heterogeneity across these dimensions. The median household in the euro area has a positive interest rate …