This paper investigates how depositor information problems affect bank reporting quality. Using plausibly exogenous …

bank profitability: a new paradigmMonetary policy has established a major role for itself in the recent international … crisis; however, it has also had worrying secondary effects, such as the pressure it has placed on bank profitability. The … affect the sector's business models.3. An increase in the use of bank cards and e-commerce in SpainGrowth in Internet …

This study examines the effect of bank loan monitoring on public bond contract design. We find that bond yield spreads …

observe provisioning practices before and after disclosure becomes mandatory. Our findings suggest that bank managers use loan … pressure and highlights the role of depositors and public pressure in the monitoring of bank managers. We exploit cross …

Using a sample of banks from 36 countries, we document that accounting enforcement is negatively related to bank risk …-taking. We also provide evidence that accounting enforcement enhances bank stability during the crisis. In addition, we show that … bank financial decisions and risk-taking behavior …

state affects loan loss provisions of that state's commercial banks. If P2P lending helps borrowers repay their bank loans …

the explicit inclusion of volatile fair value estimates in regulatory bank capital adequacy assessments. I do not, however … to a bank's external stakeholders about its financial position and performance. I also show that higher fair value … volatility of investment securities, lower bank capital, and larger AFS security holdings increase banks' marginal contribution …