We replicate and reanalyse the most influential study of microcredit impacts (Pitt and Khandker, 1998). That study was celebrated for showing that microcredit reduces poverty, a much hoped-for possibility (though one not confirmed by recent randomized controlled trials). We show that the...

Evaluation studies routinely find that lending to women benefits their households, they are however vastly divergent in their conclusions regarding its empowering potential. This paper investigates this paradoxical suggestion by examining a case study. Survey data from two drought prone villages...

Microenterprise often considered as an antecedent for generating income and employment, which leads to a decline in overall poverty rate and other aspects of sustainable socio-economic development. The objective of this study is to identify the impact of Amanah Ikhtiar Malaysia's (AIM)...

This study examines the micro enterprises of industrial sectors that receive Kredit Usaha Rakyat (People's Business Credit/KUR) or Commercial Credit (KK) in seven cities in East Java. Firstly, this study aims to measure the technical efficiency of micro enterprises in the industrial sector in...

Limited borrower information may create targeting distortions in credit markets. Community-based lending programs may reduce these distortions by exploiting information transmitted in local networks, but connections may create asymmetries in power. This paper analyzes how local leaders balance...