Similar Search Results

Demand heterogeneity in insurance markets: Implications for equity and efficiency

Geruso, Michael - In: Quantitative Economics 8 (2017) 3, pp. 929-975

In many markets insurers are barred from price discrimination based on con- sumer characteristics like age, gender, and …

Persistent link: https://www.econbiz.de/10011995507

Genetic discrimination in health insurance : current legal protections and industry practices

Pollitz, Karen; Peshkin, Beth N.; Bangit, Eliza; Lucia, … - In: Inquiry : a journal of health care organization, … 44 (2007) 3, pp. 350-368

Persistent link: https://www.econbiz.de/10003676597

Demand and selection effects in supplemental health insurance in Germany

Lange, Renate; Schiller, Jörg; Steinorth, Petra - 2015

This paper empirically assesses the selection effects and determinants of the demand for supple-mental health insurance that covers hospital and dental benefits in Germany. Our representative dataset provides doctor-diagnosed indicators of the individual's health status, risk attitude, demand...

Persistent link: https://www.econbiz.de/10010526377

Social insurance with competitive insurance markets and risk misperception

Cremer, Helmuth; Roeder, Kerstin - 2016

This paper considers an economy where individuals differ in productivity and in risk. Rochet (1991) has shown that when private insurance markets offer full coverage at fair rates, social insurance is desirable if and only if risk and productivity are negatively correlated. This condition is...

Persistent link: https://www.econbiz.de/10011449932

Competitive Insurance Markets and Adverse Selection in the Lab

Riahi, Dorra - 2010

binary lottery procedure. The results reveal a partial crowding out of low risks in the first experiment. Crowding out is not … eliminated in the second experiment and it is not even significantly reduced. Finally, instead of the predicted separating …

Persistent link: https://www.econbiz.de/10013137823

Meet the lemons : An experiment on how cheap-talk overcomes adverse selection in decentralized markets

Siegenthaler, Simon - 2017

We report on an experiment on decentralized markets in the presence of adverse selection. When allowing for costless …

Persistent link: https://www.econbiz.de/10012969275

Adverse and Advantageous Selection in the Laboratory

Ali, S. Nageeb - 2019

aligned, they may benefit from advantageous selection. Using a laboratory experiment, we investigate the degree to which …

Persistent link: https://www.econbiz.de/10012863511

Discrimination in the labor market : the curse of competition between workers

Haan, Thomas de; Offerman, Theo; Sloof, Randolph - 2011

Persistent link: https://www.econbiz.de/10010191077

Direct-to-Consumer Genetic Testing : The FDA's Dual Role as Safety and Health Information Regulator

Sharkey, Catherine M. - 2022

The proliferation of direct-to-consumer (DTC) genetic testing poses new regulatory challenges as genetic testing and information, once within the exclusive domain of medical institutions, has migrated into the private commercial sector. The FDA’s traditional “protective” medical device...

Persistent link: https://www.econbiz.de/10013289189

The effect of group identity on hiring decisions with incomplete information

Casoria, Fortuna; Reuben, Ernesto; Rott, Christina - 2020

experiment in which employers cannot observe a worker's ability nor verify the veracity of the ability the worker claims to have … identities are fixed. Discrimination cannot be explained by employers' beliefs and hence seems to be taste-based. When possible … towards ingroup workers and eliminates discrimination. …

Persistent link: https://www.econbiz.de/10012316056