Bank profits are high in Sub-Saharan Africa (SSA) compared to other regions. This paper uses a sample of 389 banks in … 41 SSA countries to study the determinants of bank profitability. We find that apart from credit risk, higher returns on … assets are associated with larger bank size, activity diversification, and private ownership. Bank returns are affected by …

Purpose – The purpose of this paper is to investigate the association between risk governance and bank performance in a … country where disclosure of risk information is virtually voluntary. Design/methodology/approach – Using 210 bank … significant relationship between risk governance and bank performance measures used in this study. Research limitations …

/methodology/approach The research setting is a centralized bank’s risk control organization and its commercial lending operations. The bank … data consist of interviews with twelve decision-makers and risk specialists at the bank and interviews with four … professionals outside the bank after the global financial crisis. Findings This paper finds that there are three types of …

Purpose The Allianz acquisition of Dresdner Bank was announced as one of the most important deals of the year, in 2001 …. It was certainly one of the largest. In April 2001, the Munich-based insurance firm, Allianz, bought Dresdner Bank for …, Allianz sold Dresdner Bank to Commerzbank for €9.8 bn. The company had lost more than half its value in just seven years. The …

Purpose The purpose of this paper is to test and extend a conceptual model of risk assessment in bank lending to SMEs … using five German and five UK bank case studies. Derived from research in Germany and the UK, the model postulates that … bank employees are facing ever-increasing pressure as their employers strive to become efficient, streamlined banks with a …