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What determines financial literacy in Japan?
Kadoya, Yoshihiko; Khan, Mostafa Saidur Rahim - 2016
This study aims to determine the factors that affect financial literacy in Japan using data from Osaka University's Preference Parameter Study in Japan. We examined fourteen variables covering respondents' demographic, socio-economic, and psychological backgrounds drawn from social learning,...
Persistent link: https://www.econbiz.de/10011548870
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Households' financial resilience, risk perceptions, and financial literacy : evidence from a survey experiment
Bucher-Koenen, Tabea; Fessler, Pirmin; Silgoner, Maria … - 2023 - This version: 21 December 2023
future events on households’ financial situation. Households are asked to assess specific risks for their own household … (treatment) or for a household with similar characteristics (control). On average, households assign a lower probability to … shocks that negatively affect personal finances if asked for their own household compared to a similar household. We do not …
Persistent link: https://www.econbiz.de/10014473206
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Households' risk perceptions, overplacement, and financial literacy
Bucher-Koenen, Tabea; Fessler, Pirmin; Silgoner, Maria … - 2024
Household financial resilience is related to the availability of financial resources but also to the ability to … risks, which could affect the future financial situation of their own household (treatment) or of a household with similar … asked for their own household compared to a similar household - confirming overplacement bias in the context of financial …
Persistent link: https://www.econbiz.de/10015075031
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Financial literacy and financial behavior : evidence from the emerging Asian middle class
Grohmann, Antonia - 2017 - This version: November, 2017
countries, but understanding of more advanced financial concepts is lower. Similarly, savings accounts are held by most people …
Persistent link: https://www.econbiz.de/10011755401
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Financial literacy, stock market participation, and financial well-being in Germany
Bucher-Koenen, Tabea; Janssen, Bennet; Knebel, Caroline; … - 2023
Household Finances collected in 2021, we show that about 62% of German households answer the Big Three financial literacy …
Persistent link: https://www.econbiz.de/10014504767
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The Effects of Financial Literacy Overconfidence on the Mortgage Delinquency of US Households
Kim, Kyoung Tae - 2019
This study investigated the effect of objective and subjective financial literacy on mortgage payment delinquency using the 2015 National Financial Capability Study dataset. A hierarchical model showed a substantial negative effect of objective literacy on delinquency, but subjective literacy...
Persistent link: https://www.econbiz.de/10012897977
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Consumer financial education and risky financial asset holding in China
Zhu, Ting; Xiao, Jing-jian - In: International journal of consumer studies 46 (2022) 1, pp. 56-74
Persistent link: https://www.econbiz.de/10012807981
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Financial literacy, households' investment behavior, and risk propensity
Bajo, Emanuele; Barbi, Massimiliano; Sandri, Sandro - In: Journal of financial management, markets and institutions 3 (2015) 1, pp. 157-174
Persistent link: https://www.econbiz.de/10011951420
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Predicting retirement savings using survey measures of exponential-growth bias and present bias
Goda, Gopi Shah; Levy, Matthew; Flaherty Manchester, … - 2018
In a nationally-representative sample, we predict retirement savings using survey-based elicitations of exponential … present over the future, are highly significant and economically meaningful predictors of retirement savings. These … calculations suggest that eliminating EGB and PB would increase retirement savings by approximately 12 percent. …
Persistent link: https://www.econbiz.de/10011902764
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Financial literacy and suboptimal financial decisions at older ages
Fong, Joelle H.; Koh, Benedict SK.; Mitchell, Olivia S.; … - 2019
the Singapore Life Panel survey to measure financial literacy to study its relationship with three aspects of household …
Persistent link: https://www.econbiz.de/10012113846