Similar Search Results

The effect of higher capital requirements on bank lending : the capital surplus matters

Kolcunová, Dominika; Malovaná, Simona - 2019

This paper studies the impact of higher additional capital requirements on loan growth to private sector of banks in the Czech Republic. The empirical results indicate that there is a negative effect of higher additional capital requirements on loan growth of banks with relatively low capital...

Persistent link: https://www.econbiz.de/10011999950

How Have Banks Adjusted to Higher Capital Requirements?

Cohen, Benjamin H. - 2014

Spurred by stronger regulatory requirements, banks have steadily increased their capital ratios since the financial crisis. For a sample of 82 large global banks from advanced and emerging economies, retained earnings accounted for the bulk of the increase in risk-weighted capital ratios over...

Persistent link: https://www.econbiz.de/10013058092

Optimal equity capital requirements for large Swiss banks

Junge, Georg; Kugler, Peter - In: Swiss journal of economics and statistics 154 (2018) 1, pp. 1-21

Ten years after the worst financial crisis of the post-war period, Switzerland has established a Too-Big-To-Fail (TBTF) framework. Under this framework, the two large Swiss banks are subject to substantial capital requirements. It is not obvious whether the TBTF capital requirements are...

Persistent link: https://www.econbiz.de/10011962864

Bank capital requirements : a quantitative analysis

Nguyen, Thien T. - 2015 - This Draft: October 2015

This paper examines the welfare implications of bank capital requirements in a general equilibrium model in which a … of minimum Tier 1 capital requirement is 8%, greater than that prescribed by both Basel II and III. Increasing bank …

Persistent link: https://www.econbiz.de/10011963216

Capital requirement, bank competition and stability in Africa

Oduor, Jacob; Ngoka, Kethi; Odongo, Maureen - In: Review of development finance 7 (2017) 1, pp. 45-51

Monetary authorities around the world are implementing enhanced banking capital adequacy requirements under Basel III meant to improve financial stability. Critics however argue that increased capital requirements concentrate the banking industry reducing competition while not guaranteeing...

Persistent link: https://www.econbiz.de/10011714420

Profitability and Capital Requirements for Banks Issuing Deposits

Mazzoni, Giancarlo - 2017

A simple analytical framework of bank's behaviour is presented to explore the key drivers of banks' profitability … prudential measures (here focus will be devoted on capital requirements) interact affecting bank's profitability (focus here is … bank issuing deposits (and exploiting its implicit rent) …

Persistent link: https://www.econbiz.de/10012960454

Systematically Important Banks and Increased Capital Requirements in the Dodd-Frank Era

Lutz, Chandler - 2015

This paper analyzes the effects of new capital requirements for systematically important financial institutions proposed by the Federal Reserve on September 8, 2014. Results from an event study indicate this announcement led to lower abnormal initial stock returns for systemically important...

Persistent link: https://www.econbiz.de/10013011274

Bank capital requirements, loan guarantees and firm performance

Mayordomo, Sergio; Moreno, Antonio; Ongena, Steven; … - 2019 - This draft: April 12, 2019

This paper studies the effects of the bank capital requirements imposed by the European authorities in October 2011 on … granted by a representative Spanish bank and several subsidiaries to nonfinancial corporations around that date. We document …

Persistent link: https://www.econbiz.de/10012051949

What Determines How Banks Respond to Changes in Capital Requirements?

Bahaj, Saleem - 2016

Legacy asset overhang and incentive to shift risk due to government guarantees can both affect bank capital issuance … and lending decisions. We show that such frictions lead to ambiguous predictions on how one should expect a bank to react … requirements when lending prospects are good and legacy assets are healthy. Using UK bank regulatory data from 1989 to 2007, we …

Persistent link: https://www.econbiz.de/10012994315

Bank Executive Compensation and Capital Requirements Reform

Bhagat, Sanjai - 2013

compensation structure for senior bank executives: Executive incentive compensation should only consist of restricted stock and … managers to enhance shareholder value as a bank's equity value approaches zero (as they did for the too-big-to-fail banks in …

Persistent link: https://www.econbiz.de/10013093758