Showing 1 - 10 of 186,576
that well-functioning credit markets would reflect a bank channel for monetary policy at work, we test whether a change in … and the associated change in interest rate does not affect change in bank credit, change in total debt and the proportion … of bank credit in total debt for any of the firms. We discuss the policy implications of the findings. …
Persistent link: https://www.econbiz.de/10011493763
This paper presents evidence that personal relationships between corporate borrowers and bank loan officers improve the … outcomes of loan renegotiation. Analysing a bank reorganization in Greece in the mid-2010s, I find that firms that experience …
Persistent link: https://www.econbiz.de/10012519342
credit for non-financial firms. Our results suggest that bank competition increased during the 2006-2008 period–even as … concentration increased–but decreased thereafter. Using a unique combination of loan, firm and bank-level datasets we are also able … small firms, but increase rates to firms with which they have the oldest credit relationships. This suggests (i) the …
Persistent link: https://www.econbiz.de/10012863609
Bank loans are the main sources of financing the Small and Medium-Sized Enterprises (SME) sector of the Thai economy …. This sector contributes to about 37% GDP and employs about 80% of the labor force. Recent data indicate a decline in bank … policies to maintain high asset quality during a period of economic fluctuation. Policies to supplement bank financing and to …
Persistent link: https://www.econbiz.de/10011991350
declined by 5.4% and remained lower for several years. The decline in credit supply eventually led to a decrease in the number … credit supply shocks can have persistent adverse effects on labor …
Persistent link: https://www.econbiz.de/10013405115
declined by 5.4% and remained lower for several years. The decline in credit supply eventually led to a decrease in the number … credit supply shocks can have persistent adverse effects on labor …
Persistent link: https://www.econbiz.de/10014255173
contained in the June bank Call Reports, we find that small commercial and industrial (C&I) loans add value to community banks …
Persistent link: https://www.econbiz.de/10014529121
This paper studies the impact of foreign bank entry on domestic firms' access to bank credit using a within … that non-state-owned firms become able to substitute some trade credit with long-term bank loans. The findings suggest that …-country staggered geographic variation in the policy of foreign bank lending in China. The paper finds that after foreign bank entry …
Persistent link: https://www.econbiz.de/10013130357
In this paper we explore the effects of bank-borrower physical proximity on price and non-price aspects of small … business lending in local credit markets. Along the price dimension, our analysis reveals that interest rates increase with … bank-borrower distance and decrease with the distance between borrower and other competing banks. Along the quantity …
Persistent link: https://www.econbiz.de/10013087190
We investigate whether and how financial constraints of private firms depend on bank lending behavior. Bank lending … behavior, especially its scale, scope and timing, is largely driven by bank business models which differ between privately … such effect for privately owned banks. Improved credit availability and private information production are the main …
Persistent link: https://www.econbiz.de/10013038432