Showing 131 - 140 of 187,174
This paper investigates how government-led banking liberalization affects credit allocation by banks using as a quasi … % increase in debt funding and more than 100-basis-point drop in interest costs despite their inferior credit quality. The debt …
Persistent link: https://www.econbiz.de/10012485371
trade credit in promoting firm performance and firm growth, and find that access to bank loans is more important than does … denied access to formal financing such as bank loans, China's non-state firms have grown rather fast. China's experience has … often been interpreted as indicating that alternative informal financing channels such as trade credit can substitute for …
Persistent link: https://www.econbiz.de/10013155248
between productivity and bank credit in the context of different financial market set-ups, we introduce a model of overlapping … and Italy to explore the relation between bank credit and productivity following the main derivations of the model. We … estimate an extended set of elasticities of bank credit with respect to a series of productivity measures of firms. We focus …
Persistent link: https://www.econbiz.de/10012963911
between bank credit and firm-level productivity in the context of different financial markets set-ups, we introduce a model of … group of European countries to explore the relation between bank credit and productivity following the main predictions of … the model. We estimate an extended set of elasticities of bank credit with respect to a series of productivity measures of …
Persistent link: https://www.econbiz.de/10011574057
We classify a large sample of banks according to the geographic diversification of their international syndicated loan portfolio. Our results show that diversified banks maintain higher loan supply during banking crises in borrower countries. The positive loan supply effects lead to higher...
Persistent link: https://www.econbiz.de/10011857209
between productivity and bank credit in the context of different financial market set-ups, we introduce a model of overlapping … and Italy to explore the relation between bank credit and productivity following the main derivations of the model. We … estimate an extended set of elasticities of bank credit with respect to a series of productivity measures of firms. We focus …
Persistent link: https://www.econbiz.de/10011636916
rather than other banks. The credit administration of this bank works very efficiently where loan documentation is performed …Loans and Advance section of a bank is very important because the success of this department helps to increase its … business. If this section does not properly work, the bank itself may become bankrupt. Bank makes loans and advances mostly to …
Persistent link: https://www.econbiz.de/10012847460
We study the impact of higher capital requirements on banks' decisions to grant collateralized rather than uncollateralized loans. We exploit the 2011 EBA capital exercise, a quasi-natural experiment that required a number of banks to increase their regulatory capital but not others. This...
Persistent link: https://www.econbiz.de/10012893708
This paper aims to determine the role of the expected credit loss approach as defined in IFRS 9 in the effects of … credit loss approach, the links between loans growth and the capital ratio were enhanced. In particular, lending growth is … more sensitive to levels of the capital ratio. These results are important with respect to the goal of bank financial …
Persistent link: https://www.econbiz.de/10013413459
minimum standard is unlikely to exhibit adverse consequences for credit supply and bank profitability. …
Persistent link: https://www.econbiz.de/10011541056