disaster area. We find robust evidence that banks charge significantly higher loan spreads for firms located in the … neighborhood of the disaster area than for remote firms. The results are not driven by regional spillovers, limited credit supply … their clients’ natural disaster risk …

disaster and can lead to 1 to 2% higher employment growth at either young or small firms. Banks increase lending but are not …

on their loans than non-disaster firms. Floods reduce securitised credit in the local markets, suggesting that physical …

COVID-19 has demonstrated the challenges that policymakers, insurers, businesses, and employees face when disaster …

Vulnerability drives disaster law—defining its successes and illustrating its failures. Although understanding … vulnerability is critical to disaster law and scholarship, the literature lacks both an overarching analysis of the different … aspects of vulnerability and a nuanced examination of the factors that shape disaster outcomes. This paper attempts to fill …