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This article aims to benchmark the degree of regulation on Indian banks after a decade of liberalization of banking … level of regulation on Indian banks. The level of this index is benchmarked against its level in banking industries … significantly higher or lower on most dimensions. Only on the dimension of bank exit regulation, Indian banking regulations are …
Persistent link: https://www.econbiz.de/10012968785
This article first defines interest rate risk. Next, a survey of the interest rate environment of banks is carried out to identify the sources of interest rate risk. Greater volatility in interest rates, greater sensitivity of bank liabilities to interest rate differentials, and shifts in...
Persistent link: https://www.econbiz.de/10012935867
This paper examines the hypothesis that the problem of NPAs of Indian banks remains unsolved because of improper sequencing of reforms. The reforms carried out in Indian banking are listed and categorized into restructuring reforms and fundamental reforms. The study finds that the fundamental...
Persistent link: https://www.econbiz.de/10012968784
Persistent link: https://www.econbiz.de/10003769353
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The purpose of this study is to examine whether FinTech companies believe that the growing dependence on regulation … that regulation is still one of the most pressing issues for FinTech companies, even though it is not necessarily … regulation per se that causes concerns, but the lack of a regulatory framework that would be suitable for the special situation …
Persistent link: https://www.econbiz.de/10013369026
This paper deals with the regulation of Internet banking. In this arena, the law is in a period of rapid development …
Persistent link: https://www.econbiz.de/10013068627
risk to the economy. Moreover, bank regulators define their object of regulation for m-money not on whether the relevant …
Persistent link: https://www.econbiz.de/10013069796
This analysis concerns the regulation of fintech banks, having regard to the possibility of a business model in which …
Persistent link: https://www.econbiz.de/10012841883
Legislation takes place slowly and incrementally, much like evolution. Ideas in one field get transferred to others. New mutations and new fusions take place with apparently dissimilar partners creating a need for other adaptations. Such a fusion is now occurring between the banking industry and...
Persistent link: https://www.econbiz.de/10012976613