margin. This study contributes valuable insights into the efficacy of public credit support programs during crises …

stable finance. One efficient way to promote SME financing is through credit guarantee schemes, where the government … analysis of factors that determine optimal credit guarantee ratio. The ratio should be able to fulfill the government's goal of … results show that three categories of factors can determine the optimal credit guarantee ratio: (i) government policy, (ii …

of these enterprises is their difficulty in accessing finance from banks and other financial institutions. The Credit … is a credit guarantee program initiated by the Bangko Sentral ng Pilipinas that enables enterprises and cooperatives to …

We estimate the causal effect of emergency credit on households' finances after a negative shock. To do so, we link … a federally-declared natural disaster, to a panel of credit records before and after the shock. We exploit a … approved. Using an instrumented difference-in-differences research design, we find that credit provision at the time of a shock …

inclusion of a broad set of loan-level controls and fixed effects. We also find that the spread between high and low credit …

study the effects of positive and negative credit supply (CS) shocks on subsequent household defaults on debt over the last … defaults. These results provide further empirical evidence to theories of endogenous credit cycles …

Purpose - to analyse the main borrowing alternatives available to Lithuanian households and the credit market as a … macroeconomic environment for all the credit market segments is the same, the P2P segment is developing significantly faster. If … this trend remains unchanged, the whole credit market is likely to face challenges, such as the growth of overdue loans …

distressed individuals.We observe substantial increases in credit scores within six months of forbearance.This credit score … improvement is followed by increases in credit limits and new creditcards that allowed distressed borrowers to take on 12.3% more … credit card debt relativeto borrowers whose student loans were not in forbearance. Credit card borrowing isincreasing and is …

Under the Community Reinvestment Act (CRA), banks can fulfill their obligation to meet local credit needs either by … credit for purchases has had its intended effect of making LMI credit more available by enhancing LMI loan liquidity. Using …

Under the Community Reinvestment Act (CRA) banks can fulfill their affirmative obligation to meet local credit needs by … CRA credit for purchases has had its intended effect of increasing LMI credit availability by making LMI loans more liquid …