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high school students and, if so, whether the effect on individuals from low-income households is particularly strong. We …
Persistent link: https://www.econbiz.de/10011959714
We conduct a survey-based experiment with 2,776 students at a non-profit university to analyze income insurance demand … in education financing. We offered students a hypothetical choice: either a federal loan with income-driven repayment or … ISA uptake by 43%. We observe that students are responsive to changes in contract terms and possible student loan …
Persistent link: https://www.econbiz.de/10014512114
For years Georgia's HOPE Scholarship program provided full tuition scholarships to high achieving students. State … budgetary shortfalls reduced its generosity in 2011. Under the new rules, only students meeting more rigorous merit …-based criteria would retain the original scholarship covering full tuition, now called Zell Miller, with other students seeing aid …
Persistent link: https://www.econbiz.de/10012314691
We study the link between the student credit expansion of the past fifteen years and the contemporaneous rise in college tuition. To disentangle simultaneity issues, we analyze the effects of increases in federal student loan caps using detailed student-level financial data. We find a...
Persistent link: https://www.econbiz.de/10012948671
can be driven either by marginal students induced to enroll by financial aid, or by inframarginal students who would have … students rather than the combined effect on marginal and inframarginal students by examining a change in financial aid that did … to financially independent students. I find that financial aid received by needier students is more likely to positively …
Persistent link: https://www.econbiz.de/10012948683
intervention of asset building (Percorsi) on high school students' transition to the university. Contrary to most traditional forms … population', i.e. those students who were at risk of giving up their university enrolment decisions because of economic reasons … program are significantly larger for students coming from vocational schools than for students who completed technical or …
Persistent link: https://www.econbiz.de/10012915321
This paper empirically studies how college savings motives affect household stock market participation. More than 65% of households saving for college allocate at least a portion of their college savings to stocks, which are also the most popular class of risky assets for college savings...
Persistent link: https://www.econbiz.de/10012886297
students, including freshmen, transfers, undergraduates and graduate students. The model controls for factors other than … indicate that freshman students are more sensitive to changes in tuition than other undergraduate students in general – a one ….29 percent, holding all else constant. Both undergraduate transfer students and graduate students are found to be insensitive to …
Persistent link: https://www.econbiz.de/10012863302
attending a four-year college and lower student debt. The effect is more pronounced for students who receive less financial aid …
Persistent link: https://www.econbiz.de/10014254683
-income students in Colombia. We use national level data along with a regression discontinuity design to estimate the impact of the … program. The results confirm that the program was effective in terms of increasing the potential number of low-income students … at the margin who would have enrolled in college, decreasing the number of students who dropped out, and increasing their …
Persistent link: https://www.econbiz.de/10014135576