Similar Search Results

Yoshino, Naoyuki; Taghizadeh-Hesary, Farhad - 2016

stable finance. One efficient way to promote SME financing is through credit guarantee schemes, where the government … guarantees a portion (ratio) of a loan provided by a bank to an SME. This research provides a theoretical model and an empirical …

Persistent link: https://www.econbiz.de/10011522082

Problems and opportunities for leveraging SME finance through value chains in Azerbaijan

Aliyev, Samir - 2019

SME sector in the Kyrgyz Republic as well as the sector of individual entrepreneurs and peasant farmers. Four selected … gaps for the SME sector in building resilient global value chain supplies.The paper outlines the contribution of small and … SME owner/managers and higher interest rates offered by banks are among the factors restricting SME access to finance. The …

Persistent link: https://www.econbiz.de/10012024505

Cyclicality of SME lending and government involvement in banks

Behr, Patrick; Foos, Daniel; Norden, Lars - 2015

on financial stability and the real economy. We investigate the cyclicality of SME lending by local banks with vs …

Persistent link: https://www.econbiz.de/10011391616

Support for the SME supporting factor : multi-country empirical evidence on systematic risk factor for SME loans

Dietsch, Michel; Düllmann, Klaus; Fraisse, Henri; … - 2016

consistency of own funds requirements with the riskiness of SME. In both the French and the German sample, results suggest that … the relative differences between the capital requirements for large corporates and those for SME (in other words the … capital relief for SME) are lower in the Basel III framework than implied by empirically estimated asset correlations. Results …

Persistent link: https://www.econbiz.de/10011564456

Free riding in loan approvals : evidence from SME lending in Peru

Arraiz, Irani; Bruhn, Miriam; Roth, Benjamin N.; … - 2020

We provide evidence that commercial lenders in Peru free ride off their peer's screening efforts. Leveraging a discontinuity in the loan approval process of a large bank, we find competing lenders responded to additional loan approvals by issuing approvals of their own. Competing lenders...

Persistent link: https://www.econbiz.de/10012177540

Distant lending, specialization, and access to credit

Di, Wenhua; Pattison, Nathaniel - 2019

Small business lending has historically been very local, but distances between small businesses and their lenders have steadily increased over the last forty years. This paper investigates a new lending strategy made possible by distant small business lending: industry specialization. Using data...

Persistent link: https://www.econbiz.de/10012230524

Lost diversity : business lending in the centralised banking system of the UK

Flögel, Franz; Gärtner, Stefan - In: Vierteljahrshefte zur Wirtschaftsforschung 87 (2018) 4, pp. 67-86

Kreditvergabeentscheidungen an KMU für verschiedene Typen von Banken und anderen Finanzintermediären klassifiziert. Aufgrund des frühen …

Persistent link: https://www.econbiz.de/10012153538

Sources of the small firm financing premium : evidence from euro area banks

Holton, Sarah; McCann, Fergal - 2017

The post-2008 period in the euro area was characterised by sharp dispersion in borrowing costs faced by firms, across both countries and firm types. This dispersion was an important manifestation of the financial fragmentation" which hampered the smooth transmission of accommodative monetary...

Persistent link: https://www.econbiz.de/10011697389

The impact of SMEs' lending and credit guarantee on bank efficiency in South Korea

Liang, Lien-Wen; Huang, Bor-yi; Liao, Chih-Feng; Gao, … - In: Review of development finance 7 (2017) 2, pp. 134-141

This study examines how small and medium-size enterprises' (SMEs') lending and credit guarantee affect Korean banks' efficiency, by employing the stochastic frontier approach on 14 banks over the period 2001-2010. When lending increases to SMEs, the findings indicate that banks' cost efficiency...

Persistent link: https://www.econbiz.de/10011779564

The banking systems of Germany, the UK and Spain form a spatial perspective : the Spanish case

Gärtner, Stefan; Fernandez, Jorge - 2018

countries and between decentralised and centralised systems with regard to the SME ]credit decision ]making process become … significant as savings banks in Germany, at least not for SME finance. Notwithstanding recent initiatives to create a common …

Persistent link: https://www.econbiz.de/10011818385