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the tool-set for SME finance, also against the background of market weaknesses for SME lending. It explains the mechanics … and logic of SME leasing and provides latest available market information. Furthermore, the paper explains in the form of … three case studies how SME leasing can be supported via credit enhancement techniques. These examples, taken from recent EIF …
Persistent link: https://www.econbiz.de/10011862387
We provide evidence that commercial lenders in Peru free ride off their peer's screening efforts. Leveraging a discontinuity in the loan approval process of a large bank, we find competing lenders responded to additional loan approvals by issuing approvals of their own. Competing lenders...
Persistent link: https://www.econbiz.de/10012177540
Kreditvergabeentscheidungen an KMU für verschiedene Typen von Banken und anderen Finanzintermediären klassifiziert. Aufgrund des frühen …
Persistent link: https://www.econbiz.de/10012153538
This study examines how small and medium-size enterprises' (SMEs') lending and credit guarantee affect Korean banks' efficiency, by employing the stochastic frontier approach on 14 banks over the period 2001-2010. When lending increases to SMEs, the findings indicate that banks' cost efficiency...
Persistent link: https://www.econbiz.de/10011779564
countries and between decentralised and centralised systems with regard to the SME ]credit decision ]making process become … significant as savings banks in Germany, at least not for SME finance. Notwithstanding recent initiatives to create a common …
Persistent link: https://www.econbiz.de/10011818385
We analyze the causal effect of the credit supply shock to banks induced by interbank market disruptions in the recent financial crisis 2008/2009 on their business customers’ innovation activity. Using a matched bank-firm data set for Germany, we find that having relations with a more severely...
Persistent link: https://www.econbiz.de/10011798962
German banking system is deemed ideal for SME finance. However, as banking regulation requires the use of rating systems for …
Persistent link: https://www.econbiz.de/10011800400
German banking system is deemed ideal for SME finance. However, as banking regulation requires the use of rating systems for …
Persistent link: https://www.econbiz.de/10012997462
the euro area. Using firm‐level survey data on SME financing conditions, we show that an increase in securitization …
Persistent link: https://www.econbiz.de/10012915560
enterprises and the constraints to SME financing remain the main topic of policy discussion today. Against this background, the … SME financing. This will also ensure that lending to small-business clients is not a burden to the government and is self …
Persistent link: https://www.econbiz.de/10012983341