since the financial crisis of 2007-08 to address weaknesses in bank risk culture. The paper suggests that shortcomings in …

bank liquidity creation and these liquidity-reducing effects are smaller among more profitable banks and larger among …

I test the market discipline of bank risk hypothesis by examining whether banks choose risk management policies that … of U.S. insured commercial banks over the 1995-2009 period, I document that the ratio of subordinated debt affects bank …

-step robust GMM estimator we show that restrictions on bank activities and more stringent capital standards weaken the capital … crunch effect, consistent with reduced risk taking and boosted bank charter values. Official supervision also reduces the … perspective. Weak regulations and supervision seem to increase the pro-cyclical effect of capital on bank lending …

This paper presents a continuous-time bank capital structure model in which the bank's assets are subject to both … diffusion and tail risk. The latter causes uninsured deposits to be risky, as the bank's assets can jump below the threshold at … the credit spread on deposits when the bank is unregulated and of the endogenous deposit insurance premium when the bank …

This paper argues that creditors reflect the financial-safety-net aspect of bank lobbying, plausibly considering the … connection between bank lobbying and government bailouts. Using a structural approach, I show that bank lobbying is negatively … associated with the occurrence of a run-like equilibrium, as is deposit insurance. The estimated effect on bank risk and value is …

The global financial crisis has further highlighted the importance of bank capital regulation for the stability of the … banking system. This article aims to reconcile the views of the academics and regulators about bank capital regulation …. Lightweight and procyclical bank capital regulation with ample possibilities for regulatory arbitrage has contributed to the pre …

Bank's (2013) database covering various aspects of bank regulation. Using multiple explorative factor analysis, we identify …