This paper examines the level of participation by workers in public- and private-sector employment-based pension or retirement plans, based on the U.S. Census Bureau's March 2006 Current Population Survey (CPS), the most recent data currently available. It begins with an overview of retirement...

This paper assesses how prepared Americans are for retirement by examining the incidence of individual account plans among families, as well as the average amount of assets accumulated in these accounts. The Survey of Consumer Finances (SCF), the Federal Reserve Board's triennial survey of...

This paper focuses on a critical factor in retirement security: the presence of income or assets from an employment-based retirement plan. It is the third in a series of EBRI publications based on the Retirement and Pension Plan Coverage Topical Module of the 2001 Survey of Income and Program...

This paper examines the level of participation by workers in public- and private-sector employment-based pension or retirement plans, based on the U.S. Census Bureau's March 2005 Current Population Survey (CPS), the most recent data currently available. It begins with an overview of retirement...

This paper presents updated results from the latest Survey of Income and Program Participation (SIPP) data on retirement plan participation. SIPP is conducted by the U.S. Census Bureau to examine Americans' participation in various government and private-sector programs that relate to their...

This paper examines the level of participation by workers in employment-based (both public- and private-sector employers) pension or retirement plans, based on the U.S. Census Bureau's March 2004 Current Population Survey (CPS), the most recent data currently available. It begins with an...

This paper examines the effects of varying just the inflation rate assumption on the Social Security program's actuarial balance over a 75-year period when all other assumptions are held constant. It finds that changing the assumed inflation rate by as little as 0.2 percentage points can cause...

The two main savings vehicles designed for accumulating assets for retirement are individual retirement accounts (IRAs) and employment-based retirement savings plans such as 401(k) plans. This paper examines the ownership of IRAs (in aggregate, but not by type) and 401(k)-type plans by Americans...

This paper begins with an overview of the private defined benefit plan system, with an emphasis on the various types of retirement income risk that exist and whether they are addressed (and if so, how effectively) by various plan designs. The focus then turns to issues concerning sponsoring,...

The most widely used statistics for predicting retirement income security are those concerned with retirees' accumulated financial assets, particularly within tax-qualified retirement plans (e.g., 401(k) plans and individual retirement accounts (IRAs)), and coverage by supplemental health...