We evaluate retirement savings adequacy using a large panel of U.S. workers with a 401(k) account. We model medical … not saving enough for retirement. The dispersion is related to plan features, account balances, but also worker saving …

Target date funds in corporate retirement plans grew from $5B in 2000 to $734B in 2018, partly because federal … investment decisions to fund managers selected by plan sponsors. Including these funds in retirement saving menus raised equity …-cost target date funds may enhance retirement wealth by as much as 50 percent over a 30-year horizon. …

increase retirement savings. However, gauging the relative efficacy of these approaches is challenging because the supporting … rates, active choice, and automatic enrollment) designed to increase retirement savings. Consistent with previous literature …, we find sizable effects of savings interventions on participation and cumulative contributions that increase with the …

-mandatory retirement savings. To answer this question we analyze the intra-household allocation of retirement savings between partners in … of household decision making can thus be rejected with respect to retirement savings. …Traditionally, households have been seen as acting as a single unit when it comes to savings. Although this might be …

decades. Voluntary savings for retirement will therefore gain more and more relevance in order to maintain one’s standard of … living during retirement. This article examines the savings behavior for retirement on an individual level in Germany. As a … out to be less likely to save additionally privately for retirement. In a second step the chosen gross saving rates are …

to evaluate the adequacy of retirement savings. We find first that the specification of the model's asset structure … on wealth and lifetime earnings we evaluate measures of retirement preparedness. We estimate heterogeneous discount … for retirement preparedness. Notwithstanding this, we find that even quite impatient households in the population we study …

with increased savings. We find that approximately 40% of the respondents in our survey would increase their retirement …We investigate retirement saving decisions through interviews and a broad survey in four countries that investigates … what influences changes in savings behaviour. We identify a number of previously unidentified factors that are associated …

, health care, and retirement planning, all of which are very important for the well-being of the elderly. Our review suggests …