Most Americans have not estimated how much they need to save for retirement. This lack of awareness may contribute to … low levels of retirement savings. We investigate the relation between planning and retirement wealth. Those who have … estimated how much they need to save for retirement have significantly higher retirement wealth. Respondents who rely on an …

responsibility of retirement planning to the general population runs a major risk of many individuals retiring poor. While some … Contingent Debt Instrument (SCDI) that can address the growing retirement challenge and achieve other goals as well. SeLFIES … (Standard-of-Living indexed, Forward-starting Income-only Securities) are a new type of bond that greatly simplify retirement …

There are many decisions that Americans have to make about retirement before, at, and after retirement. For example …, Americans have to decide when to start saving for retirement, how much to save, how to invest those savings, when to retire …, when to claim social security, and how to take required minimum distributions from 401(k) plans or Individual Retirement …

obstacles to greater annuitisation. These obstacles include the failure to frame the objectives of the system as retirement …

Collectively, Americans are woefully unprepared financially for retirement. This retirement problem actually reflects a … participants.To achieve success, in our view the retirement plan of the future needs these features:• Contribution levels should be ….• Longevity risk should be minimized by pooling individual participants' assets with others.• Retirement age should be deferred …

Americans now hold trillions of dollars in individual retirement savings accounts, raising concerns about conflicts of … interest among financial advisers who provide advice to retirement savers. Prompted by these concerns, in April 2016 the … Department of Labor promulgated a rule that imposes on financial advisers to retirement savers “fiduciary” status under the …

advisers to retirement savers. The article also canvasses the customary role of an investment policy statement in promoting … that imposes on financial advisers to retirement savers “fiduciary” status under the Employee Retirement Income Security … Act. The Department reasoned that the fiduciary duty of loyalty was necessary to protect retirement savers from conflicted …

The study examines the impact of financial investment on the individual’s confidence in happy retirement life using … data from 735 respondents in the Bank Consortium Holding Limited (BCT) Public Opinion Survey on Retirement Happiness in … correlated with the individual’s confidence of happy retirement life, and this relationship is more pronounced for those who with …

While the effect of social security systems on retirement decisions has received much attention, the impact of these … investment and retirement decisions in a simple analytical life-cycle model with full certainty and investigate how different … contributions and benefits increase human capital investment and postpone retirement. …

1993 and 1994. The husband is eligible for early retirement while the wife is not. The models aim at explaining labor … supply behavior of married couples the first twelve months after the husband became eligible for early retirement. Estimates …